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» Low Rate Credit Cards

Best Low Rate Cards

Get smart with your credit card. Find a low rate credit card at smartcreditcard.com.au.

Showing 1 to 10 of 10 Low Rate Credit Cards.

Page 1 of 1.

American Express Gold
American Express Gold
  • Balance transfer rate of 6.99% p.a. for the first 6 months (subject to the American Express Interest Rate Policy)
  • Interest rate of 18.24% p.a.
  • Up to 55 days interest free
  • Online Fraud Protection Guarantee means you won?t be held responsible for any unauthorised charges online
  • American Express Selects™ rewards program

ANZ Low Rate Mastercard
ANZ Low Rate Mastercard
  • Low interest rate of 11.74% p.a. on purchases
  • Up to 55 days interest free on purchases
  • Up to 3 additional cards at no extra cost
  • Design your card by simply loading your favorite image or choose from a library of images – T’s & C’s apply**
  • ANZ FalconTM – provides advanced around the clock monitoring for suspicious transactions
  • Online Shopping guarantee

Aussie Mastercard
Aussie Mastercard
  • You don’t have to be an Aussie customer to apply
  • A low interest rate of 9.99% p.a. on purchases for 12 months
  • A special balance transfer offer of 4.99% p.a. for the first 12 months
  • Aussie Mastercard reverts to a low 11.49% p.a. on purchases
  • Up to 55 days interest free credit on purchases

CBA Low Rate Credit Card
CBA Low Rate Credit Card

Here's just a few good reasons to get one:

  • Low interest rate of just 11.74% p.a. on purchases and 19.99% p.a. on cash advances
  • $48 annual fee
  • Up to 55 days' interest free on all purchases
  • Balance transfer rate of 5.99% p.a. for 5 months
  • Free additional card for a family member or friend
  • No rewards program, just an everyday low rate

Citibank Clear Visa
Citibank Clear Visa

Your search for a low interest rate ends here

  • 2.9% on balance transfer for 6 months
  • 12.49%p.a. ongoing on purchases
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases
  • Offer available online only for a limited time!

Citibank Personal Credit
Citibank Personal Credit
  • 6.9% p.a.* for LIFE on balances you transfer?
  • 13.99% p.a. on purchases and cash advances.
  • NO transaction, ATM/EFTPOS or cash advance fees#
  • Apply today and consolidate your finances

St.George Vertigo MasterCard
St.George Vertigo MasterCard
  • A low rate on purchases of 10.99% p.a*
  • 0%p.a. balance transfer rate for up to 6 months**
  • Awarded Australia’s cheapest credit card – Money Magazine 2008.
  • Up to 55 interest free days on purchases*
  • Low $55 annual fee

"Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2009"


HSBC Low Rate Credit Card
HSBC Low Rate Credit Card

Take out a Low Rate Credit and save

  • Pay no annual fee in the first year
  • 15.99% p.a. on purchases
  • Up to 55 days interest free on purchases
  • 2.99% p.a. for first 6 months on balance transfers

Commonwealth Bank No Fee Card
Commonwealth Bank No Fee Card
  • 17.49% p.a. on purchases and 19.99% p.a. on cash advances
  • Up to 55 days interest free
  • $0 annual fee
  • Balance transfer rate 5.99% p.a. for 5 months
  • Global access - over 24 million locations
  • Online security guarantee

BankWest Lite Mastercard
BankWest Lite Mastercard
Please note we can not guarantee the accuracy of this offer. Check validity date below.
  • 2.99%p.a. for 6 months on balance transfers
  • Australia's lowest ongoing rate of 11.79%p.a. - Excludes cash advances
  • Up to 55 days interest free
  • Up to 3 additional cardholders - free
  • 24/7 account access via BankWest Online Banking

Showing 1 to 10 of 10 Low Rate Credit Cards.

Page 1 of 1.



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